Some states require mortgage brokers to have real estate licenses too, where as some states won?t let Realtors be mortgage brokers. It sounds like you are working with a Realtor who is a mortgage broker on the side. A Realtor is not commissioned in a refinance, but if he is acting as a mortgage broker he is, and is probably making between 1.5-4% of the loan amount.
Source: http://www.ephemera21.com/how-much-does-a-real-estate-agent-make-from-refinancing-a-home/
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